Michigan Seniors Lose Over $67M to Fraud in 2025 as FTC Data Reveals Scale of Scams Targeting Older Americans

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Article courtesy of  Xurrent.

• Michigan’s older residents lost over $67 million to fraud in 2025, with typical losses reaching $882 per victim
• FTC data shows that elderly Americans aged 60 and over have lost a staggering $2.73 billion to fraud across the U.S. in 2025. However, just under one-quarter (24.5%) of fraud reports filed resulted in a financial loss.
• Older victims in Nebraska lose $3,825 per scam on average, the highest in the country. That is nearly nine times higher than Maine, where typical losses are just $430.

New research from service management platform Xurrent, which looked at Federal Trade Commission data, reveals how many older Americans have fallen victim to fraud in each state in 2025.

Across the year, there were 442,536 reports of fraud among those aged 60 or more, with 24.5% of these resulting in a financial loss. Nationally, the total stolen runs into the billions, with losses per case varying widely depending on where victims live.

The “typical loss” figure reflects the average of median losses across age groups, rather than a simple average of total losses divided by reports.

Michigan findings:

Michigan ranks as the 9th safest state for senior fraud losses, with below-average losses per victim. There were 11,864 reports and $67 million in losses, with 24.1% resulting in financial loss. The typical loss per victim is $882. Compared to Ohio and Indiana, Michigan combines moderate volumes with lower losses, pushing it into the safer tier nationally.

The 5 states with the highest median fraud loss for older Americans

Rank	State	Total reports	Total financial loss	Typical loss per victim	Percentage of reports with financial loss
1	Nebraska	2,079	$14,741,986	$3,825	24.0%
2	Utah	3,284	$29,760,758	$3,271	24.3%
3	South Dakota	935	$6,886,370	$2,561	28.1%
4	Arizona	14,116	$127,857,068	$2,467	32.0%
5	New Hampshire	3,495	$11,478,784	$1,572	19.1%

Nebraska filed 2,079 fraud reports in 2025 with total losses of roughly $14.7 million. About 24% of those reports involved a financial loss, right at the national average, but when victims in this state do lose money they lose far more of it than anywhere else in the country, with a typical loss of $3,825 per victim, based on median losses across age groups.

That means a typical fraud victim in Nebraska loses roughly nine times more than one in Maine, which ranks last for financial impact with a typical loss of just $430.

Not far behind is Utah, where the typical loss of $3,271 came from 3,284 reports, with total losses topping $29.7 million. About one in four reports involved a financial loss, the same as the national average. Fraud in Utah succeeds at about the average rate. The difference is the cost per victim.

In third place, with a typical loss of $2,561, is South Dakota. The state filed just 935 fraud reports, one of the lowest totals in the country, but 28% of those involved a financial loss, well above the national average. Total losses came to about $6.9 million.

In Arizona, fully 32% of reports resulted in a financial loss, nearly eight percentage points above the national average. Across 14,116 reports the state’s victims lost a combined $128 million, with the typical loss per victim sitting at $2,467.

New Hampshire rounds out the top five. With a total of 3,495 filed reports, fewer than one in five complaints involved a monetary loss. That 19% rate is the second lowest of any state. Those who did lose money lost a typical $1,572, with total losses of about $11.4 million.

The 5 states with the lowest median fraud loss for older Americans

Rank	State	Total reports	Total financial loss	Typical loss per victim	Percentage of reports with financial loss
1	Maine	2,250	$10,857,187	$430	22.3%
2	North Dakota	585	$4,089,920	$456	29.7%
3	Vermont	1,005	$1,859,201	$728	21.9%
4	Delaware	1,907	$8,616,300	$787	14.7%
5	Oregon	7,060	$39,146,312	$820	23.8%

The good news, for some states at least, is that losses drop off considerably at the other end of the ranking.

Maine ranks last for financial impact, with a typical loss of just $430 per victim, a fraction of what Nebraska’s victims hand over. It is, by that measure, the safest state in the country for older consumers who do fall victim. The state filed 2,250 reports with about $10.9 million in total losses. About 22% of reports involved a financial loss.

North Dakota, second from the bottom, is one of the more curious entries. The state had just 585 reports and total losses of roughly $4.1 million, with a typical loss of $456, but nearly 30% of those reports involved a financial loss, one of the highest conversion rates in the country. The scams landing there work more often; they just do not pay off as richly.

Vermont ranks third from the bottom, with a typical loss of $728 from 1,005 reports and total losses of just $1.9 million. About 22% of reports involved a financial loss.

Delaware follows, with a typical loss of $787 per victim. The state also stands out for having the lowest scam success rate in the country, with just 14.7% of reports resulting in a financial loss. From 1,907 reports, total losses came to about $8.6 million.

Oregon rounds out the bottom five, with 7,060 reports and total losses of about $39.1 million. The typical loss of $820 puts it just above the lowest-ranking states, with around 24% of reports involving a financial loss.

The fraud types costing older Americans the most

Rank	Fraud type	Total reports (60+)	Weighted median loss	Total financial loss
1	Misc. investments & advice	14,028	$23,418	$1.04B
2	Government imposters	99,855	$4,116	$447.4M
3	Business imposters	122,750	$1,119	$421.6M
4	Romance scams	10,457	$8,048	$384.1M
5	Prizes, sweepstakes & lotteries	20,145	$2,722	$143.1M
6	Tech support scams	21,735	$3,747	$126.0M
7	Online shopping	41,309	$107	$59.4M
8	Job scams & employment	9,203	$3,208	$55.9M
9	Family & friend imposters	8,884	$1,329	$37.5M
10	Fake check scams	577	$5,959	$8.4M
11	Phone, devices & services	6,876	$201	$4.7M

Investment fraud dwarfs every other category when it comes to the money older Americans lose. Categorized by the FTC as miscellaneous investments and advice, the category drew only 14,028 reports from older consumers, a small fraction of the total, but no other fraud type costs its victims anything close to as much. Total losses surpassed $1 billion, which is more than 38% of all fraud losses among older consumers, and the median victim handed over $23,418.

Romance scams are the second costliest per victim, with a median loss of $8,048. Romance victims collectively filed roughly 10,500 reports and lost $384.1 million between them. Fake check scams are a smaller category altogether, just 577 reports, but the median victim still lost $5,959 and total losses came to $8.4 million.

The sheer number of complaints looks quite different. Business impersonators generated the most complaints by far, with nearly 123,000 reports and $421.6 million in total losses; the typical victim, though, lost just $1,119. Government impersonators were the second most reported category (99,855 complaints) and the second costliest in total dollars at $447.4 million, but at a median of $4,116 per victim they were nearly four times more expensive per case. Tech support scams cost $126 million (21,735 reports, median $3,747) and prizes, sweepstakes and lottery scams $143.1 million (20,145 reports).

Online shopping fraud (41,309 complaints, $59.4 million in losses) had the lowest median loss of any category at just $107. Job scams (9,203 reports, $55.9 million) and family and friend impersonators (8,884 reports, $37.5 million) filled out the rest of the table.

Phil Christianson, Chief Product Officer at Xurrent, commented on the findings: “What you’re seeing in places like Nebraska and Utah is not necessarily more scams, but more damaging ones. These tend to be higher-value fraud types, often linked to investments or long-running scams where trust has been built over time. By the time money changes hands, the amounts involved are much larger.

Source: 

Federal Trade Commission’s Consumer Sentinel Network: https://www.ftc.gov/news-events/data-visualizations/explore-data

Methodology:

Data from 2025 was analyzed to reveal the number of fraud reports nationally and in each state among consumers aged 60 or more. Data also looks at the percentage of reports reporting financial loss and total financial loss. The “typical loss per victim” metric was calculated as the average of median losses across age groups (60-69, 70-79, 80+), rather than total losses divided by report count.

Full rankings:

Rank	State	Total reports	Total financial loss	Typical loss per victim	Percentage of reports with financial loss
1	Nebraska	2,079	$14,741,986	$3,825	24.0%
2	Utah	3,284	$29,760,758	$3,271	24.3%
3	South Dakota	935	$6,886,370	$2,561	28.1%
4	Arizona	14,116	$127,857,068	$2,467	32.0%
5	New Hampshire	3,495	$11,478,784	$1,572	19.1%
6	Texas	31,458	$237,771,040	$1,571	26.1%
7	Nevada	5,858	$83,957,016	$1,532	24.7%
8	Arkansas	3,644	$21,201,053	$1,460	24.4%
9	Missouri	7,168	$39,362,125	$1,449	27.0%
10	Wyoming	734	$3,437,951	$1,442	25.7%
11	New Mexico	3,316	$20,444,932	$1,429	25.8%
12	North Carolina	14,069	$76,280,245	$1,370	24.9%
13	Virginia	12,185	$72,960,186	$1,367	23.7%
14	Alaska	902	$6,912,623	$1,365	25.3%
15	California	48,355	$410,025,866	$1,361	24.2%
16	Alabama	5,969	$28,617,038	$1,353	25.2%
17	Kentucky	4,669	$25,889,771	$1,317	25.2%
18	Connecticut	4,614	$26,488,808	$1,257	24.6%
19	Iowa	3,262	$18,820,400	$1,236	26.1%
20	South Carolina	7,524	$41,008,763	$1,233	26.2%
21	Montana	1,795	$12,053,158	$1,212	25.4%
22	New York	21,273	$131,238,425	$1,200	23.4%
23	Georgia	12,212	$81,491,373	$1,172	26.6%
24	Louisiana	4,798	$26,475,574	$1,152	25.7%
25	Florida	40,189	$258,274,038	$1,143	24.8%
26	Tennessee	8,994	$62,349,510	$1,120	25.2%
=27	Pennsylvania	16,936	$90,446,078	$1,092	23.0%
=27	Idaho	2,459	$13,381,452	$1,092	26.2%
28	Rhode Island	1,285	$5,841,044	$1,067	22.9%
29	Colorado	9,370	$48,289,744	$1,030	23.2%
30	Washington	12,564	$66,146,649	$1,017	21.6%
31	Illinois	16,818	$78,739,597	$1,005	19.2%
=32	Minnesota	6,448	$37,564,849	$1,000	25.8%
=32	Oklahoma	4,467	$26,554,469	$1,000	25.9%
33	Ohio	15,081	$68,297,275	$998	22.2%
34	Maryland	9,681	$56,127,933	$990	20.0%
35	Hawaii	1,744	$16,122,171	$975	32.4%
36	Massachusetts	8,943	$40,477,401	$943	22.3%
37	Mississippi	2,967	$14,059,824	$937	24.9%
38	Kansas	3,982	$15,895,668	$916	21.6%
39	Indiana	7,904	$36,015,393	$883	23.5%
40	Michigan	11,864	$66,972,848	$882	24.1%
41	Wisconsin	6,923	$31,737,585	$867	23.6%
42	New Jersey	11,337	$69,289,687	$848	23.1%
43	West Virginia	2,059	$11,392,287	$833	28.0%
44	Oregon	7,060	$39,146,312	$820	23.8%
45	Delaware	1,907	$8,616,300	$787	14.7%
46	Vermont	1,005	$1,859,201	$728	21.9%
47	North Dakota	585	$4,089,920	$456	29.7%
48	Maine	2,250	$10,857,187	$430	22.3%
—	U.S. Total	442,536	$2,733,705,735	$1,261	24.5%