2025 Holiday Budgets by City + Free Holiday Budget Estimator – WalletHub Study

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With the costly holiday shopping season approaching and total spending projected to top $1 trillion, the personal-finance company WalletHub has released its 2025 Holiday Budgets by City report, complete with expert commentary. It also unveiled a free tool that gives WalletHub members personalized holiday budget calculations through Dec. 25.

To help shoppers avoid post-holiday financial strain, WalletHub analyzed more than 550 U.S. cities, factoring in income, age, and savings-to-expenses ratios to estimate the maximum holiday budgets consumers can reasonably afford.

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2025 Budgeting estimator gifts holidays Wallethub Study

Lindsey Jenn

Lindsey Jenn is the owner and founder of Michigan Mama News. Ever since homeschooling her 3 daughters (now 1 teen and 2 adults), she loved blogging about local events and activities for families in Michigan. She continues to share these events along with helpful resources and informative articles to benefit Michigan families and beyond. Lindsey Jenn possesses an associate's degree in child development from Schoolcraft College and a bachelor's degree in marketing from Southern New Hampshire University.